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欠債人須向法庭申請債務重組,與債主重新制訂一個雙方都可接納的還款方案此外,欠債人於申請過程中所花的雜費,如影印費、刊登法律通告費、郵遞及車馬費等,則屬實報實銷。最後,欠債人亦須支付法庭收費,此乃劃一收費。If you have the money to repay your debts, d
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